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08/21/2025

Missed Tax Exemptions Can Skyrocket Your Mortgage—Here’s How to Avoid It in Illinois

How Property Tax Exemptions Affect Your Mortgage When you miss claiming key property tax exemptions in Illinois, your mortgage payment can increase unexpectedly. These overlooked exemptions often cause your lender to adjust your escrow, which in turn raises your monthly bill. At LBC Capital, we help clients understand and apply for the exemptions that keep […]

Alex Moore

5 min read

08/15/2025

Why Rockford, IL Is the Hottest Housing Market in the U.S. Right Now

Unexpected Leader Rockford, Illinois has quickly emerged as one of the most surprising real estate success stories in the country. Recently named the number one hottest housing market in the United States by Realtor.com, Rockford is gaining attention from homebuyers, investors, and real estate professionals across the nation. With a combination of affordability, fast home […]

Alex Moore

6 min read

08/07/2025

Illinois First‑Time Homebuyer Savings Accounts & Tax Benefits

Understanding the Opportunity LBC Capital is committed to helping first-time homebuyers in Illinois take full advantage of state and federal programs designed to make homeownership more affordable. One of the most impactful options available today is the Illinois First-Time Home Buyer Savings Program. Starting January 1, 2023, Illinois residents can open a specially designated savings […]

Alex Moore

7 min read

07/31/2025

Property Taxes in Illinois and How They Affect Monthly Mortgage Payments

Property Taxes in Illinois: What to Expect Property taxes in Illinois are calculated as a percentage of your home’s assessed value. On average, the state’s effective property tax rate is around 2.07%, though it can vary by county and municipality. In Cook County and its surrounding suburbs, rates are often higher. In rural areas, they […]

Alex Moore

5 min read

07/24/2025

Chicago vs. Suburbs: Mortgage Market Differences in Illinois

Overall Approach When comparing Chicago and its suburbs, homebuyers must recognize that the mortgage landscape differs significantly. LBC Capital provides clarity on factors like interest rates, down-payment assistance, inventory levels, and borrowing trends in both settings—showing why we’re the top choice for Illinois home financing. Mortgage Rates and Loan Programs City Rates and Programs Chicago’s […]

Alex Moore

6 min read

07/14/2025

How the Hidden Home Equity Tax Affects Illinois Sellers in 2025

What Is the Hidden Home Equity Tax? Illinois home sellers in 2025 are facing a silent yet growing financial challenge — what’s being called the hidden home equity tax. This tax stems from outdated federal exclusions coupled with state income taxation. LBC Capital helps sellers navigate this complex landscape and make informed financial decisions. Here’s […]

Fast and flexible financing for your real estate investment projects in Illinios

Explore agile and flexible financing solutions tailored for your Illinios real estate endeavors with LBC Capital. Our comprehensive range of hard money loans, backed by property, includes options like fix and flip loans, bridge loans, and construction loans. Our dedicated team of experts will carefully evaluate your needs and expertly navigate you through the entire loan process. Enhance your real estate journey by contacting us today and opening the door to personalized financial success.

Latest news

Missed Tax Exemptions Can Skyrocket Your Mortgage—Here’s How to Avoid It in Illinois

Why Rockford, IL Is the Hottest Housing Market in the U.S. Right Now

Illinois First‑Time Homebuyer Savings Accounts & Tax Benefits

Property Taxes in Illinois and How They Affect Monthly Mortgage Payments

Chicago vs. Suburbs: Mortgage Market Differences in Illinois

How the Hidden Home Equity Tax Affects Illinois Sellers in 2025

Fast and flexible financing for your real estate investment projects in Illinios

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