Why Choose LBC Capital?

Experience That Matters

As your trusted real estate partners in Illinois, we have spent years serving clients with dedication and attention to detail. Our in-depth understanding of the local market allows us to offer valuable insights at every stage of your real estate transaction. The main focus is on residential investments. We act not only as dependable lenders but also as strategic allies in your journey toward success. Our long-standing presence in Illinois real estate ensures you have a partner deeply familiar with the local landscape and trends. We will help you make informed decisions.

Expert Guidance at Every Step

Take advantage of our expertise in hard money lending. We will guide you through the complexities of loan applications and structuring. Our dedicated professionals work closely with you to define or refine your exit strategy. We ensure that every detail aligns with your investment goals. We provide personalized service designed to equip you with the knowledge and flexibility to make quick, informed decisions. It is crucial to Illinois’ fast-paced real estate market. LBC Capital’s team understands the specific challenges of investing in Illinois. So we will help you navigate this dynamic environment with confidence.

Solid Solution That You Can Trust

LBC Capital’s hard money lending experience is your asset. Moreover, we help you navigate the nuances of loan applications and structures. Our professionals are here to guide you in crafting a strategy that fits your needs. Thus, you may focus on property acquisition or renovation. Our personalized approach ensures that your financing aligns with your goals. So it provides you with the confidence to act decisively in Illinois’s competitive real estate market. With LBC Capital, Inc., you can trust that our solutions reflect your success. Moreover, we keep the unique Illinois real estate landscape in mind.

We Have Your Best Interest In Heart

At LBC Capital, your success is central to our mission. We value building long-term, trust-based relationships with our clients, rooted in mutual respect and transparency. Our commitment to clear communication throughout the lending process, combined with our focus on achieving your investment goals, creates a partnership that extends beyond a single transaction. We prioritize your success in the Illinois market. So we foster growth that benefits both parties in the long run.

How to Get an Illinois Residential Hard Money Loan Without a Good Credit Score?

Credit score and income aren’t the only factors we consider when evaluating loan applications. Therefore, certain documentation is required for a thorough assessment. This includes a completed loan application, a recent credit report, bank statements, tax returns, and details about the Illinois property you intend to purchase or refinance. Our loan officers are here to guide you through the documentation process, ensuring a smooth and efficient experience. Understanding the unique challenges of the Illinois real estate market, we’re here to help you secure the financing you need, even with less-than-perfect credit.

To make the process easier, we offer dedicated Personal Account Executives and an intuitive Online Portal to streamline your journey from application to closing.

Once your application is initiated, you’ll be paired with a Personal Account Executive who will serve as your key point of contact throughout the lending process. This professional offers:

  • Expert Guidance: With extensive industry experience, your Personal Account Executive provides personalized advice, guiding you through the complexities of real estate financing.
  • Customized Solutions: Working closely with you to understand your unique goals, they ensure the loan solution reflects your project’s needs.
  • Continuous Support: Whether you need clarification on loan options, help with the application process, or strategic advice, your Personal Account Executive is available by phone or email to provide timely assistance. With their help, you can move confidently through the Illinois real estate market with a clear path to success.

Online Portal: Streamlining Your Financing Experience

To enhance the personalized support provided by your Personal Account Executive, our Online Portal offers a secure and user-friendly platform to manage your loan applications and required documentation. With 24/7 accessibility from anywhere, the portal ensures that your investment journey remains smooth and efficient:

  • Effortless Application Tracking: Keep track of your loan application’s progress in real time, from submission to approval. In this way, you may be updated at every step.
  • Easy Document Management: Upload and securely store essential documents like financial statements, tax returns, and property details, so they are accessible whenever needed.
  • Streamlined Communication: Connect directly with your Personal Account Executive, read messages, and receive updates through the portal, maintaining a clear and efficient communication flow.

Benefits of Working With Illinios Residential Hard Money Lender

At LBC Capital, we take pride in offering flexible, customized loan programs tailored to meet your specific needs. Our fast funding process becomes possible because we manage our own funds. So we bypass intermediaries and allowing us to evaluate factors such as property condition, borrower experience, and profit potential when assessing loan applications.

We cater to a variety of property types in Illinois, including fix-and-flip projects, single-family homes, and multifamily units. We also provide refinancing and cash-out options to match your investment objectives. Loan amounts range from $100,000 to $25 million, with interest rates starting at 8.99%. According to ATTOM Data Solutions, the average gross flipping profit for single-family homes in the U.S. reached $67,902 in Q3 of 2021. By choosing a hard money loan from LBC Capital, real estate investors can take advantage of these high-profit margins and maximize their return on investment. Additionally, our Illinois expertise ensures that your financing is aligned with local market conditions, helping you optimize your investment strategy.

If you’re a real estate investor looking for a fast, flexible, and customized financing solution in Illinois, LBC Capital is ready to assist. Our hard money loan programs are specifically designed to meet the unique needs of investors. Thus, our experienced loan officers are here to guide you through the process. Moreover, we will ensure you have the critical information you need to make informed decisions.

Apply now to kickstart your real estate investment journey with confidence. For more insights on investment strategies, financing tips, and market updates, be sure to check out our Blog page.

Additional Benefits:

  • Tailored Solutions: We provide custom loan programs that fit your investment objectives and property types, from fix-and-flip projects to multifamily residences in Illinois.
  • Fast Approval Process: Benefit from our streamlined application and quick approval process, ensuring you can secure funding quickly to capitalize on opportunities.
  • Expert Guidance: Our experienced loan officers offer valuable advice and market insights, helping you navigate the complexities of real estate investing and optimize your strategies.